How do you open an Adapt Account?
With effect from close of business 29 October 2021, Ulster Bank Ireland DAC will not accept any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.
A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5.00 on combined ATM and debit cards, and is applied annually in January.
For all customers we require one document that proves your identity (such as a passport) and one document to prove your address.
When you turn 18 we may change your Adapt Current Account to a Current Account, Student Account or another bank account which we believe with good reason may be right for you. (For Student Accounts we may ask for confirmation from the organisation that processes your application to enter higher education that you have taken up your place).
We will notify you personally at least 60 days before we do this at which time we will provide you with up to date copies of 'Personal banking – terms and conditions' (PDF) and 'A guide to personal accounts fees and interest' (PDF).