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Important Customer Update

From 10th June 2022 Ulster Bank is no longer accepting new Mortgage applications with the following exceptions

Existing Mortgage customers can continue to apply for a Top Up Mortgage until the 26th August 2022.

Existing Tracker & Offset Mortgage customers can continue to apply for a Mortgage loan offer to move property or a Top Up Mortgage until further notice.

Find out more.

 

Note: If you are trying to get in touch with us in relation to the ECB rate increase or you wish to request a Fixed Rate Quote, Breakage Fee or Statement. Please email: ECBRateIncrease@ulsterbank.com with your name, account number and contact details and a member of our team will be in touch within 48hours. 

Mortgages

Borrow more on your Ulster Bank mortgage

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Terms and conditions apply.
Useful links
Borrowing more
Read important information about our mortgages
Talk to us today

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS.  THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE

Thinking of borrowing more on your Ulster Bank mortgage?

  • Did you know that, if you have a residential mortgage with us, you could borrow up to 80% of the value of your home?
  • We'll check what you can afford and you could borrow extra on your mortgage. Talk to us about your specific needs.

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Things to consider when borrowing more on your mortgage.

  • Applications for additional borrowing are subject to meeting our Loan to Value and other lending requirements, which include being resident in the Republic of Ireland.
  • Minimum amount of additional borrowing is €15,000. 
  • Minimum term 5 years - maximum term 35 years (maximum age 70). 
  •  Additional borrowing should be taken over a term no longer than the remaining term.
  • Additional borrowing is available on a capital & interest repayment basis. 

Ready to talk to us?

Read this important information about our mortgages.

Note: If you are trying to get in touch with us in relation to the ECB rate increase or you wish to request a Fixed Rate Quote, Breakage Fee or Statement. Please email: ECBRateIncrease@ulsterbank.com with your name, account number and contact details and a member of our team will be in touch within 48hours. 

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