Borrow more on your Ulster Bank mortgage

Thinking of borrowing more on your Ulster Bank mortgage?

  • Did you know that, if you have a residential mortgage with us, you could borrow up to 80% of the value of your home?
  • We'll check what you can afford and you could borrow extra on your mortgage. Talk to us about your specific needs.

Things to consider when borrowing more on your mortgage.

  • Applications for additional borrowing are subject to meeting our Loan to Value and other lending requirements, which include being resident in the Republic of Ireland.
  • Minimum amount of additional borrowing is €15,000. 
  • Minimum term 5 years - maximum term 35 years (maximum age 70). 
  •  Additional borrowing should be taken over a term no longer than the remaining term.
  • Additional borrowing is available on a capital & interest repayment basis.