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Important Notice about Closure to New Business

With effect from close of business 29 October 2021, Ulster Bank Ireland DAC will not accept any new application requests from personal customers. There are some exceptions to this for existing customers, click here for further information.

Mortgages

Borrow more on your Ulster Bank mortgage

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Terms and conditions apply.

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Borrowing more

Read important information about our mortgages

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WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE

Thinking of borrowing more on your Ulster Bank mortgage?

Did you know that, if you have a residential mortgage with us, you could borrow up to 80% of the value of your home?
We'll check what you can afford and you could borrow extra on your mortgage. Talk to us about your specific needs.

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Things to consider when borrowing more on your mortgage.

Applications for additional borrowing are subject to meeting our Loan to Value and other lending requirements, which include being resident in the Republic of Ireland.
Minimum amount of additional borrowing is €15,000.
Minimum term 5 years - maximum term 35 years (maximum age 70).
Additional borrowing should be taken over a term no longer than the remaining term.
Additional borrowing is available on a capital & interest repayment basis.

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Read this important information about our mortgages.

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