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Mortgages

Borrow more on your Ulster Bank mortgage

Thinking of borrowing more on your Ulster Bank mortgage?

  • Did you know that, if you have a residential mortgage with us, you could borrow up to 80% of the value of your home?
  • We'll check what you can afford and you could borrow extra on your mortgage. Talk to us about your specific needs.

Things to consider when borrowing more on your mortgage.

  • Applications for additional borrowing are subject to meeting our Loan to Value and other lending requirements, which include being resident in the Republic of Ireland.
  • Minimum amount of additional borrowing is €15,000. 
  • Minimum term 5 years - maximum term 35 years (maximum age 70). 
  •  Additional borrowing should be taken over a term no longer than the remaining term.
  • Additional borrowing is available on a capital & interest repayment basis. 

Ready to talk to us?

Read this important information about our mortgages.

Note: If you are trying to get in touch with us in relation to the ECB rate increase. Please email: ECBRateIncrease@ulsterbank.com with your name, account number and contact details and a member of our team will be in touch within 48hours.